NYT:
Federal bankruptcy law forces those who wish to erase that debt to prove that repaying it will cause an “undue hardship.” And one component of that test is often convincing a federal judge that there is a “certainty of hopelessness” to their financial lives for much of the repayment period.
“It’s like you’re not worth much in society,” Mr. Wallace said.
…goddamnit.
The Adelpheans 